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Your SBA deal can go past $5 million

Oct 29, 2026

•

3 min read

Your SBA deal can go past $5 million

One SBA lender put its 7(a) pari passu range at about $9 to $10 million

Shaun Tiwari
Shaun Tiwari

Newsletter

Debt or equity? Your cash flow already decided

Oct 15, 2026

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3 min read

Debt or equity? Your cash flow already decided

Two numbers that size your debt before a lender does

Shaun Tiwari
Shaun Tiwari

Newsletter

Your Best Year Doesn't Count Yet

Oct 1, 2026

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4 min read

Your Best Year Doesn't Count Yet

Two ways to close when the price is built on this year

Shaun Tiwari
Shaun Tiwari

Newsletter

The 30% Return Your Equity Partner Already Picked

Sep 17, 2026

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4 min read

The 30% Return Your Equity Partner Already Picked

How a gap-equity investor's target IRR sets the ceiling on your entry price

Shaun Tiwari
Shaun Tiwari

Newsletter

They WILL find it. The only question is when.

Sep 3, 2026

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4 min read

They WILL find it. The only question is when.

Why late discovery costs you weeks, the relationship, and sometimes the entire deal

Shaun Tiwari
Shaun Tiwari

Newsletter

Interested is not committed

Aug 20, 2026

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4 min read

Interested is not committed

What to do when everyone is engaged and nobody commits

Shaun Tiwari
Shaun Tiwari

Newsletter

Your minority partner does not have to sign. Probably.

Aug 6, 2026

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4 min read

Your minority partner does not have to sign. Probably.

Why the same minority owner signs in one structure and not the other

Shaun Tiwari
Shaun Tiwari

Newsletter

Lenders and Investors love the Management Buyout (MBO)

Jul 23, 2026

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4 min read

Lenders and Investors love the Management Buyout (MBO)

When running the company is your equity in the deal

Shaun Tiwari
Shaun Tiwari

Newsletter

Prime + 1 Is Not As Low As SBA Goes

Jul 9, 2026

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4 min read

Prime + 1 Is Not As Low As SBA Goes

How making lenders compete moved one deal from Prime + 1 to Prime flat

Shaun Tiwari
Shaun Tiwari

Newsletter

The two ways private credit reads an independent sponsor deal

Jun 25, 2026

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4 min read

The two ways private credit reads an independent sponsor deal

Low leverage and your money, or high leverage and collateral

Shaun Tiwari
Shaun Tiwari

Newsletter

The math that decides if you can refinance your SBA loan

Jun 11, 2026

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4 min read

The math that decides if you can refinance your SBA loan

How to quickly figure out if you qualify

Shaun Tiwari
Shaun Tiwari

Newsletter

The story that wins the bank loses the investor

May 28, 2026

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4 min read

The story that wins the bank loses the investor

How to thread the needle when you raise debt and equity at once

Shaun Tiwari
Shaun Tiwari

Newsletter

How to re-trade a lender without losing them

May 13, 2026

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4 min read

How to re-trade a lender without losing them

The three places the hidden give is buried

Shaun Tiwari
Shaun Tiwari

Newsletter

PE under $50M: stop running the upper middle market playbook

Apr 29, 2026

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4 min read

PE under $50M: stop running the upper middle market playbook

An AI-native FinTech debt placement firm purpose-built for the lower middle market

Shaun Tiwari
Shaun Tiwari

Newsletter

90% Guarantee. 10% Risk. May 1st.

Apr 16, 2026

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5 min read

90% Guarantee. 10% Risk. May 1st.

A new SBA rule is about to make your lender a lot more interested

Shaun Tiwari
Shaun Tiwari

Newsletter

You've Never Underwritten an Acquisition. You're About to Sign a $2M Personal Guarantee.

Apr 9, 2026

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6 min read

You've Never Underwritten an Acquisition. You're About to Sign a $2M Personal Guarantee.

The diligence gap nobody talks about

Shaun Tiwari
Shaun Tiwari

Newsletter

$5 Trillion Is About to Disappear

Apr 2, 2026

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7 min read

$5 Trillion Is About to Disappear

How to grab your piece before it does

Shaun Tiwari
Shaun Tiwari

Newsletter

The Seller Wasn't Worried. The Lender Was.

Mar 27, 2026

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5 min read

The Seller Wasn't Worried. The Lender Was.

What to do when your deal has a concentration problem

Shaun Tiwari
Shaun Tiwari

Newsletter

Your SBIC Is Sitting on Capital You've Never Asked For

Mar 19, 2026

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5 min read

Your SBIC Is Sitting on Capital You've Never Asked For

The co-invest opportunity hiding inside your existing lender relationships

Shaun Tiwari
Shaun Tiwari

Newsletter

The Hidden Timebomb That Kills SBA Financing

Mar 12, 2026

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5 min read

The Hidden Timebomb That Kills SBA Financing

Get ahead of insurance requirements before they blow up your deal

Shaun Tiwari
Shaun Tiwari

Newsletter

The Seller Note Structure Most Buyers Miss

Mar 5, 2026

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6 min read

The Seller Note Structure Most Buyers Miss

How to layer forgiveness AND deferral into your SBA deal

Shaun Tiwari
Shaun Tiwari

Newsletter

Don't Sign That Term Sheet Yet

Feb 26, 2026

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6 min read

Don't Sign That Term Sheet Yet

5 questions that tell you everything about your SBA lender

Shaun Tiwari
Shaun Tiwari

Newsletter

Three businesses asset-based lenders "won't touch"

Feb 19, 2026

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4 min read

Three businesses asset-based lenders "won't touch"

How to tell a hard wall from the wrong door

Shaun Tiwari
Shaun Tiwari

Newsletter

The no-man's-land between $5M and $20M

Feb 12, 2026

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4 min read

The no-man's-land between $5M and $20M

AI-native workflows finally make a real process pencil at $10M

Shaun Tiwari
Shaun Tiwari

Newsletter

The strongest loan request I heard all month

Feb 5, 2026

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4 min read

The strongest loan request I heard all month

Reset your terms while everything is still working

Shaun Tiwari
Shaun Tiwari
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